There’s a lot to consider when buying a new car in Bloomington, Morton, Peoria, including what kinds of insurance coverage you need. You’ve likely considered comprehensive insurance vs. collision insurance, but which one is best for you? Discover the differences between auto insurance coverages and make a smart choice with help from Sam Leman Automotive Group.
When sizing up the coverage details between comprehensive vs. collision insurance, drivers need to know that both of these coverage choices are optional. Purchasing either collision or comprehensive coverage is in addition to liability insurance, which is legally required, but can provide an extra level of security and peace of mind thanks to extra layers of protection:
drivers can bundle both comprehensive and collision insurance for the highest level of coverage, though it’s important to consider how these options fit into your budget. To help narrow down which insurance is right for you, ask yourself the following:
If rough roads or long commutes are part of your daily life, adding comprehensive or collision insurance may be worth it.
If your car is older or if adding an additional monthly cost would stretch your budget too thin, it may not be a wise investment.
Still not sure whether comprehensive insurance vs. collision is right for you? Not to worry! Our knowledgeable team at Sam Leman Automotive Group can guide you through the details and answer all your questions for a smart decision you can feel good about. Check out our car buying tips for even more information, and use our monthly payment calculator to determine your new car budget. Contact us with any questions!
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