Car Payment Calculator

At Sam Leman Automotive Group, we provide all the tools you need to streamline your car shopping experience and even get pre-approved before visiting one of our Peoria, Bloomington, or Morton locations. How much does it cost to finance a car? That depends on many factors. With the Sam Leman Automotive Group car payment calculator, Illinois drivers like you can quickly estimate a monthly car payment based on the down payment, car loan interest rates in Illinois, and more. Learn how our car price calculator works below, and please feel free to contact us if you have any questions.


Payment Details

Estimated Amount Financed:


Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. Price excludes $324.24 documentation fee. While great effort is made to ensure the accuracy of the information/imagery on this site, errors do occur so please verify information/imagery with a customer service rep. With approved credit. Terms may vary.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

***Price may not include accessories such as bed-liners and side steps.

How to Use Our Car Price Calculator

How much does it cost to finance a car? This convenient tool makes it easy to get your answer! Our car payment calculator is simple to use and provides shoppers with options to customize their payments based on a number of factors. With our car loan calculator, Illinois drivers can simply enter the information below to receive an estimate:

  • Vehicle Price: If there is a particular vehicle you are interested in, or if you wish to set vehicle price in your budget, enter that value there.
  • Interest Rate: What car loan interest rates in Illinois do you qualify for? This number can vary depending on your credit history. However, it is still possible to get a good rate if you have bad credit. Get pre-approved with our secure online application.
  • Loan Term: The loan term is the loan length, or how many months you will be paying your loan back.
  • Down Payment: This is the amount of cash you can put down on your vehicle immediately. The amount will be subtracted from the vehicle’s total, reducing your loan amount.
  • Trade-In Value: If you have a vehicle you plan on trading in, use our trade-in valuation tool to find out what it’s worth. Enter that amount in this section, and it will also be removed from the total for the new vehicle.

Once you have filled out all these categories in our car price calculator, hit “Calculate Payments.” Based on the information you provided, you should see how much it costs to finance a car. You can continue experimenting with our car price calculator until you find a monthly payment that works for your lifestyle.

Explore Car Loan Interest Rates in Illinois

Are you ready to move forward with financing a new or used vehicle at Sam Leman Automotive Group? Start a conversation with us today, and one of our financiers will be happy to speak with you. We’ll help you compare buying vs. leasing, financing from a bank vs. a dealership, and explore your options for GAP insurance.